Here's a great example of how credit card companies try to swindle their customers. The man's mother dies, so he calls her credit card companies to tell them. One asks him how he plans to pay off her debt.
When you die, your credit card debt dies with you. That's why they call it unsecured debt. But not everybody knows this, including one of the commentors to the article. Sad.
You have to fight for every dime and know your rights, otherwise they'll dollar you into the poor house. Think about that phrase - the poor house. It comes from Dickens' time - a period we usually think of as cruel and pitiless to the poor and underclass. But at least they had poor houses back then. Now we just kick ours out on the street.